Tag Archives: Credit Fraud

Great Article in Yahoo! Finance about Whether to Pay Old Debts–and I’m Quoted Extensively!

Dear Readers, This article appeared today (May 13, 2014) in Yahoo! Finance and on Credit.com.  Enjoy! What Happens If I Never Pay an Old Debt? By Gerri DetweilerMay 13, 2014 6:30 AM Maybe you can’t pay. Or maybe you won’t pay. … Continue reading

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Bob Brennan quoted in creditcards.com about issue of whether merchants can accept credit cards from minors.

Dear Readers, I was again quoted in creditcards.com on the issue of whether merchants can accept credit cards from minors.  Enjoy the read and I hope it helps!   Is it OK for merchants to accept credit cards from minors? … Continue reading

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Credit Card Scams–how to spot them, how to avoid them. Worth the short read!

Some good tips by Bank of the West about spotting and avoiding credit card scams.  Definitely should help you in avoiding identity theft or wrongful credit damage situations. Remember that you have rights under the Calfiornia Identity Theft Law and … Continue reading

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DEBT COLLECTORS OR CREDITORS BLOWING UP YOUR CELLPHONE WITHOUT YOUR PERMISSION? YOU NEED TO KNOW ABOUT THE TELEPHONE CONSUMER PROTECTION ACT–”TCPA”–AND YOU NEED A LAWYER WHO HANDLES THESE CASES…LIKE ME!

Hello Readers, I just wanted to let you know that we are officially handling TCPA cases. These are cases where creditors or debt collectors “blow up” your cellphone–make repeated calls to it without your permission. REMEMBER, AND REMEMBER WELL: NEVER … Continue reading

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What if a Creditor or Debt Collector Offers to Change Your Credit Reporting from Delinquent to “Paid in Full” or “Settled in Full” in Exchange for Payment? PLEASE DON’T FALL FOR THIS TRICK!!!!!

Negotiating with a creditor or debt collector? What do you do if creditor/collector offers to change your credit reporting from “delinquent” to “paid in full” or “settled in full”? Just FYI, both are highly derogatory credit marks and will damage … Continue reading

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ARE YOU OUT OF LUCK IF YOU DON’T NOTIFY YOUR BANK ABOUT A DEBIT-CARD IDENTITY THEFT WITHIN 48 HOURS? POSITIVELY NOT! YOU ARE PROTECTED BY THE CALIFORNIA IDENTITY THEFT LAW.

Happy 2014, Readers! I get frequent inquiries from victims of debit card identity theft. With the recent situation at Target Stores, which indeed involved a lot of debit cards, this topic is ripe for some candid discussion. A lot of … Continue reading

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CHECK YOUR CREDIT REPORTS FOR MIS-REPORTING STATUS OF PAID JUDGMENTS!

CHECK YOUR CREDIT REPORTS FOR MIS-REPORTING OF PAID JUDGMENTS! Credit bureau TransUnion today agreed to settle a class action in Virginia for $1.4mm, where the main allegation was that TU had failed to accurately report paid judgments as paid. If … Continue reading

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You Cannot Get a Credit Report In Your Native Language? Yes, We are Looking Into These Cases!

ByRobert F. Brennan. Happy December one and all, and I hope all of you have a great holiday season. Currently credit reports from the major bureaus are available only in English. The reports are hard enough to interpret even for … Continue reading

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FALSE CRIMINAL HISTORY ON BACKGROUND CHECKS: A GROWING SCOURGE.

Background checks are a part of life now. Whenever you are applying for a job, for an apartment, for a promotion or for insurance, you can basically bet on the fact that someone will be pulling a background check report … Continue reading

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YOU DO NOT NEED CREDIT MONITORING SERVICES, UNLESS THEY ARE FREE TO YOU!

YOU DO NOT NEED CREDIT MONITORING SERVICES!!!!! Recently, Adobe got hacked and sent an email to its subscribers, offering (at a cost) the Experian Credit Monitoring Service to those who got hacked. Of course the victim would have to pay … Continue reading

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