Author Archives: Robert Brennan
If you have a lemon vehicle, there are both bad and good ways to go about cultivating your case. The following tips are made with that in mind: • Don’t threaten to torch your car or drive it off a cliff. … Continue reading
Dear Readers, This article appeared today (May 13, 2014) in Yahoo! Finance and on Credit.com. Enjoy! What Happens If I Never Pay an Old Debt? By Gerri DetweilerMay 13, 2014 6:30 AM Maybe you can’t pay. Or maybe you won’t pay. … Continue reading
Bob Brennan quoted in creditcards.com about issue of whether merchants can accept credit cards from minors.
Dear Readers, I was again quoted in creditcards.com on the issue of whether merchants can accept credit cards from minors. Enjoy the read and I hope it helps! Is it OK for merchants to accept credit cards from minors? … Continue reading
Some good tips by Bank of the West about spotting and avoiding credit card scams. Definitely should help you in avoiding identity theft or wrongful credit damage situations. Remember that you have rights under the Calfiornia Identity Theft Law and … Continue reading
What if a Creditor or Debt Collector Offers to Change Your Credit Reporting from Delinquent to “Paid in Full” or “Settled in Full” in Exchange for Payment? PLEASE DON’T FALL FOR THIS TRICK!!!!!
Negotiating with a creditor or debt collector? What do you do if creditor/collector offers to change your credit reporting from “delinquent” to “paid in full” or “settled in full”? Just FYI, both are highly derogatory credit marks and will damage … Continue reading
ARE YOU OUT OF LUCK IF YOU DON’T NOTIFY YOUR BANK ABOUT A DEBIT-CARD IDENTITY THEFT WITHIN 48 HOURS? POSITIVELY NOT! YOU ARE PROTECTED BY THE CALIFORNIA IDENTITY THEFT LAW.
Happy 2014, Readers! I get frequent inquiries from victims of debit card identity theft. With the recent situation at Target Stores, which indeed involved a lot of debit cards, this topic is ripe for some candid discussion. A lot of … Continue reading
CHECK YOUR CREDIT REPORTS FOR MIS-REPORTING OF PAID JUDGMENTS! Credit bureau TransUnion today agreed to settle a class action in Virginia for $1.4mm, where the main allegation was that TU had failed to accurately report paid judgments as paid. If … Continue reading
ByRobert F. Brennan. Happy December one and all, and I hope all of you have a great holiday season. Currently credit reports from the major bureaus are available only in English. The reports are hard enough to interpret even for … Continue reading
California Lemon Law and Your Cellphone: Why You Need to Take Pictures Whenever You Have a Mechanical Failure
Welcome to December. I hope you have had a good 2013 and I hope 2014 will be even better! These days, cars are virtual computers on wheels. Like all computers, car computers crash. Some or all of the car’s functions … Continue reading
Background checks are a part of life now. Whenever you are applying for a job, for an apartment, for a promotion or for insurance, you can basically bet on the fact that someone will be pulling a background check report … Continue reading