Author Archives: Robert Brennan

YOU DO NOT NEED CREDIT MONITORING SERVICES, UNLESS THEY ARE FREE TO YOU!

YOU DO NOT NEED CREDIT MONITORING SERVICES!!!!! Recently, Adobe got hacked and sent an email to its subscribers, offering (at a cost) the Experian Credit Monitoring Service to those who got hacked. Of course the victim would have to pay … Continue reading

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Experian Caught Selling Personal Identifying Information to Third Parties and Fraudsters

Here’s an itty-bitty story that, over time, will snowball into a HUGE data-breach story. Yes, folks, as explained in the article below, Experian sold your confidential information, including your social security numbers, to third parties who are in turn selling … Continue reading

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Lemon Alert: BMW X-5, Transmission Defects

To my readers, We are handling BMW X-5 cases with faulty transmissions, which can show up as hard jerking or hesitation in the lower gears and when taking off from a stop. If you have one of these or know … Continue reading

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Start-Up Companies Mining Your Social Networking Data for Credit Purposes??? WTF?????

I will be contributing to Fox Business on a story about new start-up companies that mine social network data in determining loan applications. I mean, can you believe this? If I have too many friends with low credit scores, this … Continue reading

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GROUNDBREAKING RULING FROM FEDERAL TRADE COMMISSION: CERTEGY (DATA BROKER FOR CONSUMER INFO ON CHECK WRITING) HELD IN VIOLATION OF FAIR CREDIT REPORTING ACT!

Groundbreaking Federal Trade Commission (FTC) ruling: FTC fines Certegy for violations of the Fair Credit Reporting Act. Folks, there are so, so many data brokers out there that traffic in and make money off of your personal information. It’s impossible … Continue reading

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Excellent New York Times Op-Ed on Why Credit Bureaus Actually Do Not Have Incentive to Provide Consumers with More Accurate Credit Reports.

Hello Readers, Here’s an excellent op-ed piece from the NY Times on why credit bureaus do not have the incentive to make their credit reports more accurate. Good reading! OP-ED CONTRIBUTORS To Catch a Creditor By JEFF SOVERN and IRA … Continue reading

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FINALLY! A Good, Clear, Short Article on Writing Dispute Letters to the Credit Bureaus.

Hello and happy March 8! My friend and Credit.com consumer credit guru writes an excellent short piece on writing dispute letters to the credit bureaus. Remember, I FIRMLY recommend against online disputing, and I’ve published videos and other articles on … Continue reading

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Can you say DISCRIMINATION? TransUnion Will Now Include In Your Credit Score a Factor Based On the Neighborhood In Which you Live!

Can you say DISCRIMINATION? Credit giant TransUnon now has what it calls a “metro score,” where your credit score can now be affected by the neighborhood in which you live, regardless of your own credit history or bill-paying habits. Uhhh…..gee, … Continue reading

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Good New York Times article on Credit Report Inaccuracies

Following the big “60 Minutes” piece, even the New York Times is jumping on the bandwagon. Check out NYT’s op-ed piece on credit report inaccuracies: EDITORIAL Victimized by Credit Reports Published: February 12, 2013 The companies that compile and sell … Continue reading

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Robert F. Brennan Again Featured as a Contributor in a Credit.Com article on Parental Responsibility for Minor’s Medical Debts

Hello Readers, I was asked to contribute to a credit.com article on parental responsibility for the medical debts of minor children, and the article ran today (10 Dec. 12) on Credit.com. I think it is an important topic for all … Continue reading

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