Credit Fraud

Richardson:

“In Richardson v. JP Morgan Chase, TransUnion, Experian and Equifax, plaintiffs entered into a loan modification agreement with JP Morgan Chase for the mortgage loan on their property. Plaintiffs expressed concern to JP Morgan Chase that the lowered loan modification payments could result in negative credit reporting, and JP Morgan Chase assured them, in writing, that the loan modification would have no negative consequences on their credit. JP Morgan Chase then allegedly proceed to negatively credit report the plaintiffs even though plaintiffs honored and abided by the prescribed loan modification payments. The plaintiffs came to Law Offices of Robert F. Brennan only after they could not themselves clean up their credit. The case has settled on confidential terms.”

Bacarti:

“Plaintiffs Donna and Barry Bacarti are suing EMC Mortgage/JP Morgan Chase for repeatedly promising them loan modifications and credit reporting forbearances, and then repeatedly breaking these promises. This case is in Los Angeles Superior Court and is ongoing.”

Howe:

“Plaintiffs Jeffrey and Cheryl Howe brought this action against Bank of America, American Honda, Experian, TransUnion and Equifax. In the Bank of America part of the case, plaintiffs alleged that Bank of America misapplied a credit card payment and credit-reported the payment as late, even though the plaintiffs had paid the payment on time. This portion of the case has settled on confidential terms. In the American Honda portion of the case, plaintiffs allege that Honda persistently mishandled their American Honda account, which resulted in wrongful and false credit reporting against the Howes. This case is ongoing in federal court in Los Angeles.”