Consumer Rights

While elder financial abuse is common, many people don’t realize the signs until it’s too late. Financial exploitation often begins with small, seemingly innocent actions — new “friends” showing interest, unpaid bills piling up, or ATM withdrawals from someone who’sREAD MORE

While it’s common for your credit score to fluctuate over time, if your score suddenly drops, it can be confusing — even alarming. When that happens, remember that your credit score doesn’t just change for no reason.  Some of theREAD MORE

If you’ve discovered wrong information on your credit report, your first instinct might be to dispute it online for a quick fix. But there are several reasons you shouldn’t dispute your credit report online — and they all come downREAD MORE

It seems these days that scams targeting older people are everywhere — online, in person, over the phone. Fraudsters know exactly how to manipulate elderly users, preying on their trust and confusion. They pretend to be helpful, concerned, or evenREAD MORE

Buying the right car for the right price is not always easy. There are many variables to consider — trade-in allowances, discounts, interest rates, leasing, financing, and more. It should be an exciting experience, but for many seniors, it quicklyREAD MORE

Force-placed mortgage insurance when the homeowner already has insurance, resulting in false credit reporting and violations of the Real Estate Settlement Practices Act.  Defendants are Newrez LLC, a mortgage servicer, plus the credit bureaus. Plaintiff alleges that Newrez wrongfully imposedREAD MORE

Your child has reached an exciting milestone: buying their first car. Just like turning 18, 21, or starting college, it’s a step toward independence. Unfortunately, it’s also an opportunity for dishonest car dealerships to take advantage of them. For manyREAD MORE

What is a mortgage servicer? A mortgage servicer is a company that manages your mortgage.  The mortgage servicer can be the mortgage holder—the bank or investor that actually loaned you the money for your mortgage, or one of the federalREAD MORE

Owning a home is a pivotal moment in many people’s lives, and a key step towards financial independence. Research by Zillow showed that 74% of homeowners with a fixed-rate mortgage experience stable monthly housing costs, while a study by theREAD MORE

—a rising problem at car dealerships, especially for seniors. A spreading problem at car dealers occurs when the dealership fills out the finance application and misrepresents the monthly income of the car buyer.  Dealers do this to make car sales—aREAD MORE