Category Archives: Credit Fraud
I really appreciate John Oliver bringing to people’s attention the problems with debt collection and credit reporting of old debts, particularly medical debts. However, consumers need to know quite a bit more. I am lucky to have been invited onto … Continue reading
The consumer credit reporting system in this country is set up to “convict” consumers without any messy, expensive or inconvenient due process. A bank or a credit card company or a debt collector simply notifies one of the three major … Continue reading
According to research in Elizabeth Warren’s recent book, A Fighting Chance (p. 313, n. 154), studies have found that an estimated 25 percent of credit reports contained errors that were serious enough to cause a denial of credit. Per Warren’s … Continue reading
One of the most frequent questions we hear from potential new clients after, “Do I have a case?,” is, “How much will I get?” Both of these questions actually highlight the two basic dance steps of a civil case: Causation … Continue reading
Dear Readers, This article appeared today (May 13, 2014) in Yahoo! Finance and on Credit.com. Enjoy! What Happens If I Never Pay an Old Debt? By Gerri DetweilerMay 13, 2014 6:30 AM Maybe you can’t pay. Or maybe you won’t pay. … Continue reading
Bob Brennan quoted in creditcards.com about issue of whether merchants can accept credit cards from minors.
Dear Readers, I was again quoted in creditcards.com on the issue of whether merchants can accept credit cards from minors. Enjoy the read and I hope it helps! Is it OK for merchants to accept credit cards from minors? … Continue reading
Some good tips by Bank of the West about spotting and avoiding credit card scams. Definitely should help you in avoiding identity theft or wrongful credit damage situations. Remember that you have rights under the Calfiornia Identity Theft Law and … Continue reading
DEBT COLLECTORS OR CREDITORS BLOWING UP YOUR CELLPHONE WITHOUT YOUR PERMISSION? YOU NEED TO KNOW ABOUT THE TELEPHONE CONSUMER PROTECTION ACT–”TCPA”–AND YOU NEED A LAWYER WHO HANDLES THESE CASES…LIKE ME!
Hello Readers, I just wanted to let you know that we are officially handling TCPA cases. These are cases where creditors or debt collectors “blow up” your cellphone–make repeated calls to it without your permission. REMEMBER, AND REMEMBER WELL: NEVER … Continue reading
What if a Creditor or Debt Collector Offers to Change Your Credit Reporting from Delinquent to “Paid in Full” or “Settled in Full” in Exchange for Payment? PLEASE DON’T FALL FOR THIS TRICK!!!!!
Negotiating with a creditor or debt collector? What do you do if creditor/collector offers to change your credit reporting from “delinquent” to “paid in full” or “settled in full”? Just FYI, both are highly derogatory credit marks and will damage … Continue reading
ARE YOU OUT OF LUCK IF YOU DON’T NOTIFY YOUR BANK ABOUT A DEBIT-CARD IDENTITY THEFT WITHIN 48 HOURS? POSITIVELY NOT! YOU ARE PROTECTED BY THE CALIFORNIA IDENTITY THEFT LAW.
Happy 2014, Readers! I get frequent inquiries from victims of debit card identity theft. With the recent situation at Target Stores, which indeed involved a lot of debit cards, this topic is ripe for some candid discussion. A lot of … Continue reading