Credit Fraud

While elder financial abuse is common, many people don’t realize the signs until it’s too late. Financial exploitation often begins with small, seemingly innocent actions — new “friends” showing interest, unpaid bills piling up, or ATM withdrawals from someone who’sREAD MORE

While it’s common for your credit score to fluctuate over time, if your score suddenly drops, it can be confusing — even alarming. When that happens, remember that your credit score doesn’t just change for no reason.  Some of theREAD MORE

Has someone else filed taxes in your name? While it may seem like a simple mistake, it’s often a sign of a larger problem. You may be the victim of tax identity theft. Tax fraud occurs when someone uses yourREAD MORE

If your identity was stolen and you noticed your credit score dropped hundreds of points, you aren’t alone. The Federal Trade Commission estimates that millions of Americans are victims of identity theft each year, with many of them facing seriousREAD MORE

Identity theft is a growing concern in our digital age, impacting millions of individuals and businesses each year. This crime involves someone stealing your personal information for their financial gain, which can lead to devastating consequences such as damaged creditREAD MORE

In today’s competitive job market, the integrity of background check reports can significantly influence career opportunities. Unfortunately, background check errors such as mistakes, inaccuracies, and false expunged convictions are common and can lead to unfair employment denial. If this happens,READ MORE

In today’s job market, an increasing number of employers rely on criminal background check reports during their hiring process. However, these reports, often from consumer reporting agencies (CRAs), can have serious errors and inaccuracies that affect your chances of beingREAD MORE

In today’s competitive housing market, applying for a new apartment or house can be a rigorous process full of paperwork, background checks, and financial scrutiny. However, for some, the application process can be a nightmare. Imagine this: you’ve finally foundREAD MORE

Imagine trying to make an online purchase only to discover your bank account emptied. Or learning your identity was compromised and used to commit fraud, access your accounts, or impersonate you online. This is not a hypothetical situation, but theREAD MORE

Loan modification scams involve deceptive tactics where companies or people falsely claim they can help homeowners change their mortgage terms to lower monthly payments or avoid foreclosure.  Often these scammers promise to negotiate with the person’s mortgage lender to lowerREAD MORE