Credit Fraud

In today’s job market, an increasing number of employers rely on criminal background check reports during their hiring process. However, these reports, often from consumer reporting agencies (CRAs), can have serious errors and inaccuracies that affect your chances of beingREAD MORE

In today’s competitive housing market, applying for a new apartment or house can be a rigorous process full of paperwork, background checks, and financial scrutiny. However, for some, the application process can be a nightmare. Imagine this: you’ve finally foundREAD MORE

Imagine trying to make an online purchase only to discover your bank account emptied. Or learning your identity was compromised and used to commit fraud, access your accounts, or impersonate you online. This is not a hypothetical situation, but theREAD MORE

Loan modification scams involve deceptive tactics where companies or people falsely claim they can help homeowners change their mortgage terms to lower monthly payments or avoid foreclosure.  Often these scammers promise to negotiate with the person’s mortgage lender to lowerREAD MORE

With the growth in technology and the internet, our personal information is always at risk. Unfortunately, if you’re not monitoring your accounts and credit file on a routine basis, you may not realize that you’ve become a victim of identityREAD MORE

Tax-related identity theft often happens when a criminal uses your social security number to file your tax return before you get a chance to do so, and then ends up pocketing your refund check. Unfortunately, most individuals don’t realize thatREAD MORE

Identity theft happens when someone steals your personal information to use for their own betterment and to commit fraud. Identity theft is a major problem for consumers, resulting in billions of dollars in financial losses every year. Unfortunately,  research byREAD MORE

Credit bureau errors can do serious damage to your credit score, making it more difficult when qualifying for a mortgage, car or personal loan.  Some common credit reporting errors include: Errors in personal information Incorrect account status Accidentally listing accountsREAD MORE

Case information: Sergio Larios v. SLS, et al., Los Angeles Superior Court Case No. 18 STCP 02482.  February 22, 2022  LOS ANGELES, CA.—Specialized Loan Servicing (SLS) allegedly listed a California consumer, Sergio Larios, as being in bankruptcy, when in factREAD MORE

There are definite do’s and don’t’s when you find inaccurate information on yourcredit report. Here are a few of the most important ones for your use. Collector. Phone calls literally do not count.  Many banks and debt collectors erase recordingsREAD MORE