Consumer Rights

California seniors often purchase long-term care insurance expecting their insurers to honor policy terms. However, many face long-term care insurance denial or reduced in-home care hours precisely when they need help most. When this happens, seniors have an impossible choice:READ MORE

Have your elderly parents been victims of fraud? You’re not alone. Scams targeting older adults are on the rise. In 2023 alone, the FBI’s Internet Crime Complaint Center (IC3) received over 101,000 elder fraud complaints, representing more than $3.4 billionREAD MORE

If your identity was stolen or you’re noticing issues with your credit report — like mistakes, errors, or accounts that don’t belong to you — it can feel like the system is working against you. Worse, these inaccuracies can leadREAD MORE

If your car has been in the shop more than your driveway, you might be wondering whether lemon law lawsuits are actually worth it. But depending on your case, you could recover thousands in lemon law damages, penalties, or evenREAD MORE

When you open an account with a bank, you expect your information to be handled with care. But that trust can be broken when a bank reports inaccurate information to credit bureaus. Even a single reporting error can result inREAD MORE

While elder financial abuse is common, many people don’t realize the signs until it’s too late. Financial exploitation often begins with small, seemingly innocent actions — new “friends” showing interest, unpaid bills piling up, or ATM withdrawals from someone who’sREAD MORE

While it’s common for your credit score to fluctuate over time, if your score suddenly drops, it can be confusing — even alarming. When that happens, remember that your credit score doesn’t just change for no reason.  Some of theREAD MORE

If you’ve discovered wrong information on your credit report, your first instinct might be to dispute it online for a quick fix. But there are several reasons you shouldn’t dispute your credit report online — and they all come downREAD MORE

It seems these days that scams targeting older people are everywhere — online, in person, over the phone. Fraudsters know exactly how to manipulate elderly users, preying on their trust and confusion. They pretend to be helpful, concerned, or evenREAD MORE

Buying the right car for the right price is not always easy. There are many variables to consider — trade-in allowances, discounts, interest rates, leasing, financing, and more. It should be an exciting experience, but for many seniors, it quicklyREAD MORE