Credit Reports

The importance of having good credit cannot be stressed enough. Our economy runs on credit. To use your credit card or to secure a mortgage, it’s necessary for a lender to extend to you a line of credit. Maintaining aREAD MORE

…but are we surprised? Consumer Financial Protection Bureau (CFPB) records record number of complaints against “Big 3” credit bureaus–Equifax, Experian and TransUnion. NEW REPORT: ‘Big 3’ credit bureaus garner most consumer complaints in record-setting year CFPB database shows Americans areREAD MORE

A good credit score is crucial to being able to secure a mortgage or buy a car.  And, because your credit score has such an impact on your daily life, the three credit bureaus – TransUnion, Experian, and Equifax –READ MORE

Once again, Equifax, the multinational consumer credit reporting agency, is back in the news. On August 2nd, the agency admitted that it had sent out incorrect credit scores between March 17, 2022 and April 6, 2022. Equifax identified a codingREAD MORE

Errors on credit reports are common, and they can cause serious problems for the consumer. They may negatively impact your credit score, renting an apartment, or increase fees and interest on car loans and mortgages. Filing a lawsuit against creditREAD MORE