Credit Reports

In today’s competitive housing market, applying for a new apartment or house can be a rigorous process full of paperwork, background checks, and financial scrutiny. However, for some, the application process can be a nightmare. Imagine this: you’ve finally foundREAD MORE

As a major player in the financial world, the credit reporting agency Equifax has grappled with data security breaches, privacy issues, and consumer rights violations. In 2017, the company suffered a massive data breach which compromised approximately 147 million people’sREAD MORE

It may surprise you to know that one in four American consumers have found mistakes in their credit files. And not simple mistakes either – sometimes, someone else’s credit information can show up in your report. When this happens yourREAD MORE

You might not believe it, but the difference between a good and bad credit score can cost you a lot. In fact, according to a recent study from the financial tech company “Self.”, bad credit will cost the average AmericanREAD MORE

Trading in a used vehicle to a dealership is not always as trouble-free as one would hope. For one thing, when you decide to exchange your car to purchase a new one, you will have a rough time getting fairREAD MORE

The importance of having good credit cannot be stressed enough. Our economy runs on credit. To use your credit card or to secure a mortgage, it’s necessary for a lender to extend to you a line of credit. Maintaining aREAD MORE

…but are we surprised? Consumer Financial Protection Bureau (CFPB) records record number of complaints against “Big 3” credit bureaus–Equifax, Experian and TransUnion. NEW REPORT: ‘Big 3’ credit bureaus garner most consumer complaints in record-setting year CFPB database shows Americans areREAD MORE

A good credit score is crucial to being able to secure a mortgage or buy a car.  And, because your credit score has such an impact on your daily life, the three credit bureaus – TransUnion, Experian, and Equifax –READ MORE

Once again, Equifax, the multinational consumer credit reporting agency, is back in the news. On August 2nd, the agency admitted that it had sent out incorrect credit scores between March 17, 2022 and April 6, 2022. Equifax identified a codingREAD MORE

Errors on credit reports are common, and they can cause serious problems for the consumer. They may negatively impact your credit score, renting an apartment, or increase fees and interest on car loans and mortgages. Filing a lawsuit against creditREAD MORE