Credit Fraud

EXPERIAN WANTS TO HELP YOU RAISE YOUR CREDIT SCORE…but there’s a catch: you have to permit Experian to view and monitor your personal bank accounts. Experian’s new product, Experian Boost, says it can raise credit scores for subprime consumers byREAD MORE

Seungtae Kim v. BMW Financial is a case which was tried in federal court in Los Angeles, in which the jury rendered a verdict in plaintiff’s favor.  Plaintiff Seungtae Kim, a Korean doctor of Eastern medicine, had his identity stolenREAD MORE

I really appreciate John Oliver bringing to people’s attention the problems with debt collection and credit reporting of old debts, particularly medical debts.  However, consumers need to know quite a bit more.  I am lucky to have been invited ontoREAD MORE

The consumer credit reporting system in this country is set up to “convict” consumers without any messy, expensive or inconvenient due process. A bank or a credit card company or a debt collector simply notifies one of the three majorREAD MORE

According to research in Elizabeth Warren’s recent book, A Fighting Chance (p. 313, n. 154), studies have found that an estimated 25 percent of credit reports contained errors that were serious enough to cause a denial of credit. Per Warren’sREAD MORE

One of the most frequent questions we hear from potential new clients after, “Do I have a case?,” is, “How much will I get?” Both of these questions actually highlight the two basic dance steps of a civil case: CausationREAD MORE

Dear Readers, This article appeared today (May 13, 2014) in Yahoo! Finance and on Credit.com.  Enjoy! What Happens If I Never Pay an Old Debt? By Gerri DetweilerMay 13, 2014 6:30 AM Maybe you can’t pay. Or maybe you won’t pay.READ MORE

Dear Readers, I was again quoted in creditcards.com on the issue of whether merchants can accept credit cards from minors.  Enjoy the read and I hope it helps!   Is it OK for merchants to accept credit cards from minors?READ MORE

Some good tips by Bank of the West about spotting and avoiding credit card scams.  Definitely should help you in avoiding identity theft or wrongful credit damage situations. Remember that you have rights under the Calfiornia Identity Theft Law andREAD MORE

Hello Readers, I just wanted to let you know that we are officially handling TCPA cases. These are cases where creditors or debt collectors “blow up” your cellphone–make repeated calls to it without your permission. REMEMBER, AND REMEMBER WELL: NEVERREAD MORE