DEBT COLLECTION ABUSES: more warnings about what you put up on Facebook, AND WHO YOU ACCEPT AS FRIENDS ON FACEBOOK, from Yahoo! Finance. 2 morals of the story: 1. Don’t accept friend requests from people you do not know, particularly hotties; 2. If a creditor or debt collector posts anything about your debt on your –ugh!—Timeline, this is a violation of the law.
Excerpt from the Yahoo! Finance article:
Debt Collector Watch
It seems that debt collectors have caught on to how difficult it is to hide on Facebook. According to MSN Money, debt collectors are infiltrating social network pages, contacting you, your friends and family through the site to force you to pay what you owe.
One debt collection agent, Michelle Dunn, confirms that this is a strategy used by debt collection agencies today. “If you look like a really good-looking girl, a lot of people would accept a friendship even if they don’t really know the person,” she explains. Luckily the The Fair Debt Collection Practices Act, designed to protect consumers against abusive practices by the debt collection industry, does offer you some protection in this area. Although it is not forbidden for collectors to post on your Facebook wall or ask your contacts of your whereabouts, they cannot post about your debt, because that is a serious breach of privacy. Nevertheless, it should be common practice not to accept friend requests from people you don’t know, and of course, if you do owe money, in order to avoid being found and potentially harassed on Facebook, you should answer mail or calls or from collection agencies in the first instance. Ignoring the problem will not make it go away.