If you find yourself a victim of identity theft, there are three essential actions you need to take immediately: Notify your bank(s) and credit card companies of the identity theft. If you have already identified some fraudulent charges, report themREAD MORE

I really appreciate John Oliver bringing to people’s attention the problems with debt collection and credit reporting of old debts, particularly medical debts.  However, consumers need to know quite a bit more.  I am lucky to have been invited ontoREAD MORE

Planning on buying a used car soon? Then first open your eyes – very wide. In our office, over the years we’ve seen it all. Frauds perpetrated on used car lots against California consumers are common, and may be gettingREAD MORE

If your vehicle turned out to be a “lemon” that is really stressing you out, call the Law Officers of Robert F. Brennan. Our firm has been successfully helping consumers with their Lemon Law cases for over two decades, andREAD MORE

The consumer credit reporting system in this country is set up to “convict” consumers without any messy, expensive or inconvenient due process. A bank or a credit card company or a debt collector simply notifies one of the three majorREAD MORE

According to research in Elizabeth Warren’s recent book, A Fighting Chance (p. 313, n. 154), studies have found that an estimated 25 percent of credit reports contained errors that were serious enough to cause a denial of credit. Per Warren’sREAD MORE

One of the most frequent questions we hear from potential new clients after, “Do I have a case?,” is, “How much will I get?” Both of these questions actually highlight the two basic dance steps of a civil case: CausationREAD MORE

Dear Readers, This article appeared today (May 13, 2014) in Yahoo! Finance and on Credit.com.  Enjoy! What Happens If I Never Pay an Old Debt? By Gerri DetweilerMay 13, 2014 6:30 AM Maybe you can’t pay. Or maybe you won’t pay.READ MORE

Dear Readers, I was again quoted in creditcards.com on the issue of whether merchants can accept credit cards from minors.  Enjoy the read and I hope it helps!   Is it OK for merchants to accept credit cards from minors?READ MORE

Some good tips by Bank of the West about spotting and avoiding credit card scams.  Definitely should help you in avoiding identity theft or wrongful credit damage situations. Remember that you have rights under the Calfiornia Identity Theft Law andREAD MORE