This is a link to a YouTube video I recently did, explaining that many credit card companies are now going after authorized users of credit cards, not just the cardholders themselves, to try to collect debts. Authorized users are not responsible for these debts and derogatory credit-reporting of an authorized user of a credit card is false and inaccurate credit reporting. Cut & paste the link below into your browser–the vid is only a few minutes long and explains things well. I hope this helps.
