Credit Fraud

Hello Readers, It’s August 5, 2011. I was supposed to be leaving for a backpacking trip in the Sierras today, but I had to postpone this until Monday. Good day to write a short blog article. We are often approachedREAD MORE

Boy, is this study overdue! The new Consumer Financial Protection Bureau will undertake a study, with information provided by the credit bureaus, to address the problem of wide variations of credit scores that have been noted by so many consumers.READ MORE

Hello Readers, I hope your summer 2011 is off to a good start. We’ve received many, many complaints from identity theft victims that they have had problems with local police agencies taking their identity theft police reports. Some police agenciesREAD MORE

This is a link to a YouTube video I recently did, explaining that many credit card companies are now going after authorized users of credit cards, not just the cardholders themselves, to try to collect debts.  Authorized users are notREAD MORE

Dear Readers, Thanks for tuning in. With debts being transferred around today like so many baseball cards, it happens that some consumers pay a debt, only to learn later that the debt collector that they paid does not owe theREAD MORE

Here’s a short article from Yahoo Finance in which the CEO of the Fair Isaac Co. discusses how to improve your credit score, as well as the types of things which can severely damage your score. Enjoy! Many people haveREAD MORE

Tip of the day, which is a repeat but it’s an oldie-but-goodie: LOOK AT YOUR CREDIT REPORTS EVERY 90 DAYS OR SO, at a minimum. I don’t think obsessing over your credit report and monitoring it daily does anything otherREAD MORE

Hello Readers, Welcome to the “Dog Days,” so named because the “Dog Star” is high in the nighttime sky and very visible. My grandmother used to tell me that “Dog Days” were so named because dogs went blind with theREAD MORE

Account Number Morphing – Still Another Barrier to Accurate Credit Reporting By Robert F. Brennan The Federal Credit Reporting Act [“FCRA”] makes it mandatory for Credit Reporting Agencies such as Experian, Equifax and Trans Union “to follow reasonable procedures to assureREAD MORE

Hello Readers, We get a lot of inquiries about LifeLock and other similar services, wherein you pay the company a monthly fee to protect your credit report. Guess what? You could do this all yourself if you followed the adviceREAD MORE